Oftentimes, our creative minds can feel overwhelmed. We live in a digital world surrounded by stimuli, and our minds have gotten used to operating at top speed, often making it difficult to process information at the rate at which it is being created. Our thoughts can race at a hundred miles an hour, and creative ideas can get lost amongst the chatter, so how can you make sure to capture moments of innovation and visualize your ideas to give you some much needed mental clarity? 

No. 1

Carry a small notebook with you to capture your thoughts

Creativity and moments of genius can strike at any moment—on the bus, over a coffee, while you’re in the supermarket or sitting at your desk answering emails. Don’t fool yourself into thinking that you’ll remember these ideas later, write them down straight away and then revisit them when you have time to properly consider them and give them the attention they deserve. The easiest way to make sure you’re always prepared to take note of any inspiration is to carry a small notebook with you in your pocket or handbag or to install a note-taking App that can be easily accessed on your phone. Whether you choose to write your notes down or type them into your phone will largely depend on what kind of person you are. Some people find that the action of writing something down can help to solidify it in their brain, whereas others find that they are more efficient using a digital device. Most phones have note-style Apps built-in, but be sure to put the shortcut on your home screen to make it easy to access on-the-go.

No. 2

Write to-do lists to stay focused

With so many things on our minds and new stimuli coming in every second, it can be all to easy to forget our everyday tasks and live in a perpetual sense of catch-up. Make room in your brain for creativity and new ideas by writing down your daily to-do list. This will not only free up your mental space for moments of inspiration, but it will also ensure that you don’t keep missing important deadlines and dates or letting daily chores rack up. Along with a to-do list, another great tool to make use of is a calendar, whether that be on your phone or combined with your to-do list. Calendars are lifesavers for people from all walks of life, and the best way to store important dates and set reminders for events or deadlines, which you may otherwise forget.

No. 3

Make use of mind maps to visually organize information

Freeing up your mental space for new ideas and creativity is all well and good, but how can you expand on those ideas and make sure you efficiently and effectively digest them when they arise? The answer is through the use of mind maps. Mind maps are diagrams that can help to organize information and show relationships between ideas or concepts. One of the most common types of mind maps is the spider diagram, but mind maps come in all shapes and sizes depending on the type of information you are trying to display and the relationship between its parts. Because of the sheer volume of ways in which information can be displayed in a mind map, they can seem a little daunting, so check out this article if you want to find out how to get started creating one for yourself - https://setapp.com/how-to/how-to-create-a-mind-map.

No. 4

Slow your mind down

The speed at which our minds are working, and the sheer volume of stimulus they need to work through in a day, can make it hard to capture our thoughts and visualize our ideas, so it’s important to find ways to help our minds slow down and focus on what matters. Mindfulness and meditation are two of the things that people tend to turn to when slowing their minds down. Mindfulness is the practice of living in the present, switching off thoughts about the past and future, and connecting with the hear and now and often revolves around a connection with your breath. Meditation can sometimes incorporate mindfulness and involves the practice of achieving mental clarity by focusing the mind on a particular object or activity, such as your breathing when practicing mindfulness.

No. 5

Practice visualization techniques

Although mind maps are a kind of visualization, you can also practice visualization without a diagram through the practice of visualization techniques. In essence, visualization is like creating a mind map in your mind; you may picture a scene, object or idea, and then explore it mentally in the same way as you would on paper. Alternatively, visualization can also be used in collaboration with meditation in order to allow your thoughts to organically do what comes naturally. These visualizations that occur during mediation are a great way to gain insight into your brain as they are not constructed and instead occur through their own merit.  

Having a baby is one of the most incredible things you’ll ever do. Bringing new life into the world is nothing short of a miracle when you think about it. If you’re lucky enough to have a child and start a family, then of course, they will become your top priority, but as a result of this, it’s quite easy to lose yourself a little. You can still be an excellent parent while still maintaining and holding onto your own identity, and in fact it’s healthy to do so. If you’re loving parenthood but have been left wondering who you are recently beyond being a mother and partner, here’s how you can find ‘you’ again.

Think about your appearance

As a busy mother running around after children and/or tending to a baby, chances are the way you look is right down at the bottom of your priority list, which is fair enough. When you’re tired or short on time, making yourself look nice is definitely a step you can skip.

However, you don’t have to give up completely on your appearance. If you go about things in the right way, you’ll feel much more fresh and presentable, which can help greatly with self-esteem.

Visit a salon and have a cut and color that will be long-lasting and easy to maintain. Choosing a color close to your natural hair color and that works with your hair texture, means you’ll be able to style it in a minute or two each morning.

Come up with a ‘two-minute makeup routine’. This could involve a quick buffing of foundation and a swipe of mascara, but these small things can make a huge difference.

Buy yourself some clothes that are comfy and practical while still looking good. A jersey dress with a pair of leggings, flat shoes, and a cardigan will look far more put together than loungewear or tracksuit bottoms.

If you’re unhappy with your physique, then incorporating more exercise is a smart move and will boost your mental health, too. Find a gym that has a daycare, or just go on long walks with your baby.

"Although you need to wait until you’re feeling better or around six weeks postpartum. Talk to your OB-GYN about your options because exercise can also help you regain muscle tone and boost circulation,” comments Osmara Aryal, Chief Editor of motherhoodcommunity, on this topic.

If you know you don’t want any more children, you could even consider a tummy tuck to restore your stomach to its pre-baby condition, check out tummy tuck videos online to see if something like this would work for you. 

Take up some hobbies

You probably don’t get much time at all as a busy parent, but if you do find you ever get a free hour or two in the week, then why not fill it with a hobby? Hobbies from home include blogging, crafts, gardening, and baking and are things you can pick up at the drop of a hat without having to make plans to leave the house. Once you have all of the initial materials, it’s something you can do whenever you like—on the rare occasion you get some time to yourself. Hobbies help to build skills and boost confidence. You can find like-minded people online to chat with about your hobby and get tips, which is a great way to make new friends too.

See friends

Sometimes, a bit of company and conversation from another adult is all the therapy you need. When you’ve been dealing with screaming kids all day and the only person talking back to you is a babbling baby, it can leave you craving some adult interaction! Seeing friends is a chance to chat, to laugh, to talk through your worries and gain another perspective. Invite friends over to your home, arrange playdates with other parent friends and meet up with your loved ones as regularly as you can. It helps you to maintain a sense of who you are. Sure, you won’t be out drinking with friends or probably enjoying fancy brunches anymore, but walking around the park together, having a picnic with the kids, catching up at a coffee shop or going for a meal, are all chances to get out of the house and enjoy the company of the people in your life. 

Becoming a landlord can both be both challenging and fulfilling. It’s a great way to build passive income. However, you do need to brace yourself for the workload that it entails. Nevertheless, your efforts will be fruitfully rewarded if managed properly. If you have decided to embark on this journey, here is a guide on how to become a landlord.

In becoming a landlord, you actually have the option of enlisting the services of a property management company or managing all the day to day tasks of a landlord yourself. You also need to enlist the services of a real estate lawyer to be aware of the potential issues you may encounter as a landlord. Nevertheless, to become a landlord, you must be prepared to handle several tasks.

Finding the right tenants

In order to become a landlord, you need to have tenants occupy your property. This may entail the need for you to advertise to reach your target market. You can leverage several online platforms in order to do so because this is considered the most cost-effective form of advertisement. You also need to be sociable because you will need to showcase your property to potential tenants. This is the stage where you have the opportunity to shortlist suitable tenants for your property.

Completing legal agreements

In becoming a landlord, you must familiarize yourself with certain legal issues that revolve around the real estate industry, particularly those that involve tenancy. Apart from a rental agreement, insuring your property is also a necessity and a task completed by the landlord. Whether you are renting out a residential or a commercial property, having it insured saves you the risk of shelling out a hefty sum due to unfortunate circumstances.

In a similar manner, whether you have a tenant or not, your property should still be covered by an appropriate insurance. Unoccupied property insurance is especially necessary for properties that are left vacant for more than a month because a standard insurance policy may be insufficient. This is because unoccupied properties may come with a bigger risk of attracting unwanted visitors.

Collecting payments and enforcing rules

And of course, the most important task of a landlord is collecting the deposits and rent of their tenants. As part of this, keeping a record of all the payments for this will be greatly beneficial when you pay off taxes and even in claiming for tax deductions. Aside from this, to become a landlord, you must already have a set of rules that you wish to enforce upon the tenants in your property. Several seasoned landlords divulge that the secret to their success is enforcing the rules rigidly, regardless of who is occupying the property. This makes it fair for all your current tenants. However, you must be cautious with your actions to avoid being labeled as discriminating.

To wrap things up, becoming a landlord entails a huge responsibility. While it can be rewarding, it can also be challenging. If you know that you have the qualities to become a landlord, go on and delve into the business, for in it, you may find success.

With winter approaching, it is the perfect time to talk about focusing on positive energy. With the cold weather and darker evenings, it is common to start to feel the winter blues. Feelings of lethargy and general low mood begin to creep in, and it is all too easy to let this affect your ability to enjoy life to its fullest. Not only that, but if you are experiencing a major change in your life where the outlook isn’t currently looking too great, it can be a lot harder to maintain your positivity. With that in mind, here are a few things you can do to help restore the hope you thought was lost.

Reconnect with Nature

Nature is good for the body and soul. As humans, we have always found nature to be a place of healing and personal growth. Studies have shown that evolution may explain why we often feel the need to be in a natural environment, and these same studies have also shown that reconnecting with nature has benefits for our social, emotional, and psychological life. Even the simple act of viewing pictures of natural environments can help bring about positive thoughts, so step out of your office, ditch the car, and take a walk through the local park.

Use the Power of Prayer

The best way to alleviate feelings of stress and negativity is to find meaning in it. Whether this is through prayer or meditation, the best thing you can do is focus on the divine support system that surrounds you. Understanding quantum healing is something else you can consider to help you connect with the energy of your mind, remove the block that is causing these feelings of negativity, and find your healing path.

Listen to Music

Countless studies have shown that listening to music can have an impact on your mood. However, whereas most people try to choose something more upbeat, assuming this will help them feel better, research has shown that listening to sad music can help too. This is because the sad music can feel almost like a sympathetic ear when you don’t have anyone to talk to that truly understands what you are going through. This is one of the easiest tips you can use to help invite in positive energy; simply stop what you are doing and put on your favorite sad song.

Ask for Help

When your life doesn’t seem to be heading in the right direction, don’t assume that you are alone in your struggles. Reach out to your support system, including friends, family and even neighbors. Some of them may want to lend a helping hand but simply don’t know how to go about offering it. Ask for their help, advice, and guidance, and it may be just what you needed to put you back on the right path. Even if you feel you don’t have any friends or family close by to reach out to, there are plenty of other support systems out there that you can make use of, such as online mental health forums and community gatherings in your local area.

Make a Fresh Start

This may sound a little drastic, but if you have tried everything and nothing seems to be helping, it may be that you need a change of surroundings. If where you currently live brings about bad memories and feelings of negativity, those are unlikely to go away. A fresh start when everything currently feels bleak can help you heal much faster. If it is not possible to move houses, consider completely changing your interior and adding in positivity-inducing elements such as plants, light, and different textures. 

Hopefully, this list has given you some ideas of what to do when your life isn’t going according to plan. Just remember, you will reach the other side.

Many people turn to personal loans to help consolidate debt, fund major purchases, buy a home, or to help a loved one receive much needed, yet costly medical care. 

While you can still fill out a loan application at your local bank, many consumers and potential borrowers are looking into the digital sphere to help make the process easier and faster. If you find yourself working multiple hours from home, freelancing as a graphic designer for example, while also caring for your kids, then applying for a loan online is an option for you. 

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You might be wondering what exactly it is you need to get through the application process swiftly and efficiently. The following should help give you an idea and set you on the right path.

When to Apply for a Personal Loan

Firstly, make sure that you absolutely need to take the plunge and apply for a personal loan in the first place. 

A personal loan is often reserved for cases in which you are in dire need of cash quickly. It basically works as a kind of credit offer that is considered for a more significant reason than just buying a new car or home. They also come in installments, which means that if you are approved by the lender, you will receive a sum of money to help you in the short term, and you will need to repay the amount within a certain timeframe as indicated by the lender. 

Since personal loans are often unsecured, you will face much higher interest rates. However, it is still better than endlessly charging your credit cards since that inevitably create more problems and may not solve the situation. Note that a personal loan often requires that you have a relatively decent credit score in order to gain approval. If your credit is too low, then you would need to look elsewhere for financing options, otherwise you would be faced with insanely high interest rates.

Documents to Keep Handy

You will need copies of your employment and income history, your bank account information, and the last few bank statements. You will also need a credit report, and of course, identification. 

Many people need a simple lending solution that is easily available and provides instant loan approval. Customers looking for this kind of gratification and relief look to the experts at https://instabank.fi/joustoluotto to find an easy and accessible answer right away, without beating around the bush. However, you still need the proper documents ready at your fingertips, so don’t dismiss this all-important step.

Research the Rates

Just because the application process is easier doesn’t mean that you should ignore the hidden fees involved. Despite the fact that applying for a loan online is easier and you receive a confirming message straight away, you will likely pay a higher interest rate in the end. Make sure that you choose the right service for you. Since applying for a personal loan is similar to applying to obtain a credit card, there’s little documentation, and you often don’t know how much interest you’ll pay until it is too late.

Compare Rates

To boost your chances of getting approved for a personal loan, make sure you not only have your paperwork prepared but also research the documents at length. For instance, read up on your credit report and see if you can spot any errors and correct them by notifying the credit reporting agency to let them know exactly what is wrong with the information. A low credit score can make or break your personal loan application, so this isn’t the area to mentally check out on. 

Also, keep your tax returns, pay stubs, and bank statements handy so that they are easily accessible throughout the process in case you are asked more detailed questions. You might need to refer to them at any moment, and a slight mistake can derail your entire process.

While applying for a personal loan is a lot of work and takes a certain leap of faith, it does eventually lead to a source of financial gain if you play your cards right. Research as much as you can and always be prepared. Just because you can get this done online doesn’t mean that you should cut corners. Applying for a personal loan—even if it’s not for an obscene amount of money—is one of the most critical decisions you can make in your lifetime, so be careful, and be diligent. 

The process of probate consists of carrying out and distributing the assets of a deceased person to the heirs mentioned in the will. Probate delay is an extremely stressful period where the delays can be caused due to reasons uncontrollable to the executors. The delay can go on for years. Simply put, the process is a long one—from filing petitions, to paying taxes, and filing claims. Even though there are several causes for delays, a few measures can be taken to get past them.

First, let’s take a look at what might be causing these delays:

Issues with will or improper filing of paperwork

Problems with the writing of the will can cause an issue, such as the validity, confusion regarding the valid executor, ambiguous signatures, or improper witness records. This makes the process slow, especially when it is a home-written will, and can lead to misinterpretation. Also, improper filing of paperwork will require you to start a few steps all over again, resulting in more delays.

Inheritance tax or large estates

IHT, also known as Inheritance Tax, needs to be paid when assets are valued to be more than a certain amount. Depending on your country, this amount will vary. If the will specifies estates or assets valued at more than the threshold, the process becomes complicated and leads to further delays.

Multiple Beneficiaries

If the will consists of more than 1 or 2 beneficiaries, chances are higher for the process to be stalled. This happens due to miscommunication amongst the beneficiaries, difficulty contacting them, unwillingness to respect the process of documentation, or lack of proper documentation.

Tracing of next heir or deceased executor

According to the Chain of Representation, if the executor passes away before the will is granted, a new executor needs to be appointed in order to carry the process forward. In the case that the executor is deceased and there is no will written, tracing of the heir is necessary. It is not a major issue if the heir is the spouse or the children, but in the case of relatives, a lot of documentation and paperwork is required.

Now that you are aware of the causes of delays, here are some solutions:

Get a heir cash advance

If there is a delay with the probate process, you can still inherit some part of the money from a grant. A few legitimate companies can offer you heir loan funding, wherein they buy a part of your estate and pay you the same amount while the process is on hold. There is no need to pay interest, and you can use the money as your own.

Have proper documentation

To save you time, make sure you have sufficient time to prepare the required documentation for inheritance. You also need to be aware of the executors and the validity of the will.

Seek professional advice

With complex estates and intricate Inheritance Tax, it is necessary that you seek professional advice, especially when the assets are located overseas.

Grants and will entail complex processes in the legal world, and it can take up to 5 to 10 years in the worst cases due to the above-mentioned reasons. Being attentive and acquiring more information is crucial. As always, when in doubt, make sure to seek professional advice.

Going out for a few drinks occasionally with your friends is great, but if you start craving alcohol frequently, it is a major sign of concern. Some people who are already addicted to alcohol refuse to admit that they are, and this can make it even more difficult for them to overcome the addiction. The first step to recovering is always confrontation. You should be completely honest with yourself and admit if you are well on your way to becoming an alcoholic or not.

The drinking standard per day stands at 4 drinks per day or 14 drinks per week for men, and for women, 3 drinks per day or 7 drinks per week. The standard drink consists of 5 oz wine, 1.5 oz spirits, and 12 oz beer. If you drink more than this on a regular basis, you will risk becoming an alcoholic.

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If so, self-realization and quitting alcohol is absolutely necessary. In the end, the long term health benefits of not drinking alcohol are numerous. Quitting will help you and your body in multiple ways, such as less damage to your already overused liver, saving a lot of money that you spend on drinks, using your time in productive work instead of wasting it drinking in bars or at home, losing weight, having a clearer mind and a stronger immune system, sleeping better, and emotional stability. The list is endless.

If you are ready to start overcoming your alcohol addiction, here are a few steps to begin with.

Set Goals and a Schedule

This is a tiny but important step in overcoming your addiction. Plan to slowly reduce your drinks day by day, and finally plan a ‘quit day’, which you can decide according to your level of addiction. You can start slowly and reduce one drink each day, finally reaching the point where you quit completely. This will also allow your body to adapt to the change and reduce withdrawal symptoms, which can otherwise have adverse effects on your body and mind. You can also tell your friends and family that you quit, which will ultimately give you more motivation not to drink because you will be held accountable for your actions.

Remove alcohol from your home and office

When you have alcohol in front of you, you will surely be tempted. But you can face this issue proactively by removing all alcohol and anything that reminds you of it from your home and office. It’s as the saying goes, “out of sight, out of mind.” 

Keep a Diary

When you start or restart drinking alcohol, you need to keep a diary, especially when you know that you are addicted to drinking or if you are a heavy drinker. Maintaining a diary can keep you honest with yourself and can help you keep track of the amount of alcohol you consumed per day and per week. Start by recording for at least 3 or 4 weeks and keep this as a habit thereafter. You can also write down and reflect upon the positive results of your changed habits daily. When you see for yourself the amount of heavy drinking you were subjected to, you tend to reduce or completely quit drinking alcohol. 

Detoxify your body

Detoxification of your body can be performed as a one-week course in either a therapy center or a hospital. Not only is this method helpful in overcoming your addiction, but it also helps in purifying your body by removing all toxins and harmful substances from within. This can also take place in a rehabilitation center, helping to clear your mind.

Join self-help groups

If you think that trying all tactics on your own is not working, you can ask for professional help or join self-help groups. Reaching out to them can give you some support to overcome alcohol addiction much more quickly. These groups might include people who have overcome alcohol addiction themselves and thus can provide personal experiences and tips that work. You can sense hope in overcoming your addiction when you meet these people who were in your shoes once, and moreover, they will not judge you.

Join a rehabilitation program

Rehabilitation is often perceived as a negative thing for people who live in denial and do not accept that they have a problem. It is when it hits an extreme, and nothing helps, that they reach out for help through rehab or their loved ones do. You can choose from a wide range of rehab programs such as inpatient, outpatient, evening sessions, and more. You can also choose the number of days you want to undergo rehabilitation, ranging from 30, 60, to 90 days. Rehabilitation has helped millions of addicts to overcome their problems by teaching them to handle their cravings, managing their anger and stress, and also teaching techniques if they are bound to relapse. You can check online for various rehab programs.

Seek medical intervention

If nothing seems to help, you can visit a physician to receive prescriptions for proper medication for overcoming your alcohol addiction. The three most common drugs that are used to fight alcohol addiction are disulfiram (makes you sick and nauseous when consumed with alcohol), acamprostate (restores brain chemical balance and helps to control cravings), and naltrexone (does not allow you to enjoy the drinking experience by not inducing the feel-good sensations). Your physician will prescribe you the appropriate drugs depending on your addiction and whether you have higher chances of relapsing.

Quitting alcohol is not child’s play, especially after getting all the shakes, brain fog, and confusion after not drinking for a day or two. If you are in the beginning stages of addiction, it is much easier for you to treat it and quit, but it is extremely difficult in the later stages, although not impossible. You should keep in mind that not only are you affected by the consequences of alcohol addiction, but your friends and family suffer too. Just make yourself more aware, educate yourself, and believe in yourself to overcome this hurdle to come out clean. Patience is the key, and those who did not give up are now completely sober.

CBD, which is known as cannabidiol, is a compound that is extracted from the cannabis plant. It was discovered in the early 1940s and has since been consumed by millions of people. Medical practitioners encourage patients to use it for its many medical benefits. You will be intrigued to know that people who are suffering from arthritis and undergoing chemotherapy treatment are often given CBD tinctures because they help in alleviating severe body pains. In this article, we will share five ways in which CBD is being consumed by people all over the world.

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CBD oils and tinctures

This is the most popular way of consuming CBD around the globe. CBD and oil tinctures are commonly used to help in treating severe body pains among many other health benefits. People who have arthritis and suffer from chronic pain often apply CBD tinctures on the affected parts of their body. CBD tinctures come in a variety of different flavors and aromas. If you are about to use a CBD tincture for the first time, just be aware that you must wait for 20 to 40 minutes for CBD to work its wonders.

CBD lotions and creams

Gone are the days when CBD was only used as a medicine. CBD-infused lotions and creams are now commonly available all around the world. Today, dermatologists are discovering innovative ways for people to get an uplift in their skin tone. Several sources of medical research prove multiple benefits of CBD for the skin. Experts also say CBD-infused lotions act as a sunscreen for the skin. CBD lotions become effective after 3 to 5 hours from application on the skin.

CBD gummies

This snack is a treat for people who love to consume CBD every day. CBD gummies are small-sized jellies that contain CBD oil. These gummies are easy to carry, and you can travel with them in most parts of the world. The best part about these gummies is that they contain the right amount of CBD that may be consumed by an average person to achieve its effectiveness. Head over to Kushie Bites if you want to enjoy yummy gummies. Check their website to know fun facts about CBD gummies.

CBD tea and kava

Many bars and restaurants in South Florida sell nothing but CBD and kratom-infused beverages and food products. CBD tea is a very popular beverage in Asian countries since tea is a traditional part of Asian culture. People who drink CBD tea claim it provides relaxation to the body and is very helpful in treating anxiety disorders and depression. CBD kava is less expensive and you can get s single shot for as low as $7.

 CBD desserts

The use of CBD is not limited to only a medicine but also as a major ingredient in multiple food items. Have you ever tried CBD chocolate chip cookies? They're yummy and a treat for CBD lovers. CBD-infused pastries and cakes are also on the menu in many restaurants where this compound is used extensively. Furthermore, people also infuse CBD in chocolates and brownies. Some people also make CBD-infused smoothies.

There’s no escape from the fact that CBD continues to be a major part of many people's lives across the globe. The market for this compound is expected to enter billions in revenue owing to its extensive use and global popularity.

When the time comes to cross the bridge from adolescence to adulthood, most millennials are in for a rude awakening. They resent not being taught financial literacy in school or having a parent educate them on financial planning for the future. Most millennials are already in debt by the time they are thirty so if you are also a part of this generation and know that you're struggling to pay bills or afford certain necessities, this is the financial education you need.

Don’t be afraid to ask for help

Many millennials refrain from asking for financial advice and often just try to get by, which can put them in a much more difficult position down the road. Rather than consulting a trusted advisor or mentor, they resort to borrowing money and taking out loans; this determines their inevitable debts. If you find yourself constantly struggling and need money to pay bills, financial advisors recommend getting educated on financial literacy. This will give you the knowledge and understanding of managing your finances.

Be aware of your credit score

Many millennials are interested in becoming entrepreneurs with the ever-growing social media outlets such as Instagram giving small businesses a platform. However, receiving funding is a big issue as most millennials may not be educated on their credit score and how much of an impact it has. Learning how to read a credit report and understanding the factors that affect funding when you have low credit scores is imperative.

Make lists

Many of us find ourselves spending money without keeping track, and this can cause us to spend money we don’t have on things we don’t need. Keep track of your finances by making a list of expenses to know where your money is going. It is important to live within your means, pay your bills on time, and know that all your money is accounted for.

Save, Save, Save

Millennials may believe it is almost impossible to save, but with the information around today, it is quite easy to learn. Saving even the smallest amount from your salary can pay off eventually; this will secure your future if you choose to invest your savings, it will also allow you to purchase things you’ve always wanted. 

Learn how to budget

Millennials wish financial planning was taught to them before they embrace the real world, and budgeting is a very simple but very resourceful tactic required to handle your finances. Create a budget for yourself; set aside money for your priorities such as daily expenses, rent, savings, and a small amount for personal spending. 

It is imperative that we educate adolescents on the importance of financial planning and help them manage their funds; many of them are still struggling to pay off student loans well into their thirties. Millennials are growing depressed with financial struggles and often worry about whether they’ll be able to secure a future for themselves, a business, and even a family one day. But it is not a lost cause, with these basic rules to abide by, you are one step closer to financial freedom. 

If you were unfortunate enough to experience a car accident, then you would know that it is one of the most traumatizing things you could ever go through. Many people do not know the ideal steps needed to handle this situation. The process you must go through mentally and physically—on top of trying to handle the situation correctly—can be quite overwhelming. In this article, we will discuss key steps to take to approach the situation, learn how you can fully recover from it, and get the support you need.

Seeking legal help

First and foremost, you need to know what you are entitled to after a car accident. When it comes to insurance, handling accidents can be very tricky. There are many different types of injuries that can ensue after an accident, and some are more serious than others. Some of the most common injuries on the list are neck and back injuries. Demas Law Group Personal Injury Lawyers advise that insurance companies rarely provide compensation for these injuries without a fight. So, it is always important that you find the right lawyers to represent you to pursue the appropriate compensation that you deserve.

Having legal counsel throughout the process can provide the necessary expertise not only to help maximize compensation from insurance companies, but also reduce the stress and time associated with filing paperwork, and protect your rights at all times. A car accident lawyer will arrange for evidence and witness statements to be collected, assemble expert panels to strengthen your case, and ensure that you are informed of all applicable deadlines throughout the legal process. With their knowledge of car accident law and professional experience, car accident lawyers can often achieve an equitable settlement without litigation.

What you should do after an accident

The first thing you should do is check yourself for injuries; see if you are badly hurt or in need of immediate medical attention. If you are able to, observe your surroundings after the collision and see if anyone else needs help or if they are badly injured. It is imperative that you and others seek medical attention right away; everything else can wait. Medical reports will also be very important later in the claim process, so keep them filed safely.

Gathering critical Evidence

Take pictures of the crash site, showing the aftermath of both you and the other person's vehicle. It would also be helpful if there were any shops or stores nearby that could have captured the accident using their security cameras. Remember to write down names and license plate numbers to provide to your lawyer later. If there are any witnesses, listen to what they have to say about what they saw and get different accounts of what happened. Gathering all of the pertinent information is crucial for your case and insurance claim later; read more here.

Preparing Yourself Mentally 

A horrific accident can take a huge toll on a person's mental health. The trauma that you go through is serious and should not be suppressed or ignored. Many people are never the same and do not get the proper treatment they need. You should always seek comfort from family members or friends, and it would not hurt to seek professional help, too. It is very common to have post-traumatic stress after an accident, so you should not go through all of that alone. Get the proper help you need to fully recover from this event.

The need for support

Due to human nature and how many people will not admit to their mistakes, or how insurance companies will not give what is rightfully owed to their customers, the need for proper legal representation is pivotal in this process. It is the subsequent compensation or reimbursement that can help you survive this unexpected ordeal and get the support you rightfully deserve.

Takeaways

At the end of the day, the most critical part of this unfortunate circumstance is your health and well-being. The amount of stress, anxiety, and physical pain that you go through is enough to push anyone to their limits, but you should not give up. After all, you survived; you got a second chance at life, and it is important to grow from this experience. Fight for your rights, fight for what you are rightfully owed, and fight for your health to ensure that you overcome this experience so that you can heal and move forward with life.

We have the luxury of so much convenience thanks to the digital world, and applying for loans is much more appealing when done online because of the time-saving factors. However, most people wonder if it's truly safe and legit to deal with lenders online. Take a look below at a few factors to take into account to ensure that you're safely covered.

The Safety You Deserve

Because everything is done online, there is a level of protection and security needed on the platforms you use. They should be using state of the art scanners and encryption systems that keep your financial data secure and hidden to others. The most reputable loan providing websites should have contact information listed on their website at the bottom of their homepage. The page should also have proper certification and stamps of approval from protective agencies that provide the security systems, firewalls, and scanners. It will make your online application experience a lot easier, knowing your information is in good hands.

They Make it Hassle-Free

Another way to know that you have found the right place for a loan is when they offer quick responses and easier processing times; this is what every platform should do worldwide. The digital bank representatives at www.instabank.se believe that loan providers should simplify their client's relationship with banking services; this means that everything should be making people's lives a lot easier and problem-free. It makes things a lot safer when you feel like you are actually dealing with people and not an online bot when you go through the process.

They are Properly Backed by Authority Figures

Researching third-party verification of your lender would be smart. This is a good indication that making your dealings online would be a safe venture. For example, you need to check the regulating institutes in your country that oversee these platforms. Institutions like the Better Business Bureau would have ratings and proper listings of reviews to show the authenticity and reliability of the different online lending providers so that you can rest assured that you're financially safe and in good hands.

Red Flags You Won't See

Another way to know if your lender is safe to work with is when you don't see anything happening that would get you concerned or worried; you wouldn't see any upfront scams because any reputable provider wouldn't ask you for fee payments straightforward that early. Also, if you don't see your provider asking for money transfers or funds to be wired, then you'd know it's not a scam because reputable providers would take their fee payments via your credit card. So it's clear that online providers can be safe in the right circumstances.

Proper background checks and proof of previous deals should be enough to make you feel comfortable, but it wouldn't hurt to dig deeper into the situation to find out if you've made the right decision or not. Your safety and money assurances are what really matters. So, do whatever it takes to find a reliable and legit loan provider; your financial situation depends on it.

Everybody has had moments where their creativity becomes drained. One moment, you're on the top of your game, and the next, you're struggling to come up with ideas and continue with what you need to do. This is especially true for writers, and even more so for writers who have to keep up with the workload. Sometimes, staying productive and creative is hard, but it is possible to move past a creative block and get back to blowing through projects. 

In fact, there are many ways to level up your creativity, including:

Getting Out Of Your Zone

Everyone has a zone or a place that they usually work in. For many, it's a room in their house where they feel comfortable and have what they need. However, sometimes this zone gets boring, and boredom could easily wreak havoc on your creativity. To try to displace this and unblock your creativity, try heading outside. Nature provides the perfect backdrop for inspiration. Find someplace new to sit and enjoy yourself, bring your laptop or notebook to a park or a new coffee shop, and just take in being somewhere new. You just may find that it helps beat your creative block in just one go.

Try Supplements

With so many productivity-inducing supplements on the market today, it’s always worth a try with something new, such as a nootropic supplement. These "smart drugs" can do wonders for creativity. However, trying them is the only way to know if smart drugs help with creativity as there are a lot of different types and ways to take them. Read more about them and consider exploring different supplements. You may be surprised at how much they help you blast past that creative block. 

Put On Music + Have Fun 

Sometimes the best cure for a creative block is to have fun. By giving yourself a break to have fun, maybe even dance around your room, you'll release all of the tension. Tension is a major creativity killer. Playing music may also help you get through a creative block, as music has been known to activate certain parts of the brain and aid thought and mood control. Because of this, playing a favorite album or two may not only boost your enjoyment, but it just may help get your gears turning once again. 

Collaborate 

Many people find that entering some sort of creative collaboration will help break their creative block and boost their overall creativity in general. Find someone you enjoy working with and try starting a new project (learn how to start a craft business), even if it's just for fun, like writing a role-play together or taking on a new, fun project. This little exercise may reinvigorate your creativity, and may even be a lot of fun too, which is never a bad bonus.

There are plenty of good ways to help boost your creativity, and not all of them will work for you. Never fear though, because chances are that something will work for you. Whether it be a supplement, music, taking a walk, starting something new, or even just reorganizing the room you work in. No matter what method works best for you, always remember that every creative person goes through periods of low creativity and that you'll eventually get out of it soon.

CBD, which is known as cannabidiol in its full form, is extracted from the cannabis plant. Since it’s discovery, it has changed the lives of millions of people across the globe, especially women. There are a vast amount of proven benefits of CBD, which is why thousands of people consume it every day. The traditional practice was to smoke the plant, which is a limited way to experience its full health benefits. Now, there are many other more preferred forms of use for maximum health benefits and zero psychoactive effects.

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In this article, we will guide you through some incredible benefits of CBD for women. Men and women have different bodies, but since women’s bodies carry the incredible purpose of giving life to a new human being, there are many more changes her body must go through over the course of her lifetime. Keep reading to discover some of the many benefits of CBD for women below.

CBD can manage hormonal imbalances

Hormones are chemical messengers that are responsible for carrying out multiple functions in the body. They are responsible for growth, physical health, and reproduction. The normal routine for the body is to produce hormones at a specified rate, however, as the speed of production increases or decreases, that can have severe effects on the body. It is proven that women go through hormonal imbalances during menstruation, pregnancy, and menopause. One study concluded that CBD could help in cutting down the number of stress hormones in a woman’s body.

CBD is responsible for healthy digestion

It is important to maintain a healthy digestive system. Though men and women both struggle with digestion issues, the number of women experiencing indigestion issues is more common than men. More than 20% of women are affected by indigestion that plays out in the form of bloating, constipation, and abdominal pain. In a recent study, experts concluded that CBD could help improve digestion in the body and cure severe abdominal pain in women.

CBD is good for skin

Women focus on beauty for much of their lifetime with the condition of their skin traditionally tied to the state of their health and youth. Unfortunately, all over the world, many women suffer from persistent skin issues. More than 9% of the world’s population is affected by acne, with most of them being women. CBD infused creams and lotions are being used by women across the globe because it helps with improving skin tone and treating acne issues.

CBD can maintain cholesterol levels

Cholesterol affects women differently than men because the female sex hormone, estrogen, changes at menopause. At this point, women have the potential risk to develop a change in their cholesterol levels, exposing them to excess cholesterol in the bloodstream. Back in 2011, a study found that CBD can help in changing metabolism-related genes and improving cholesterol levels. Therefore, CBD impresses us by providing another major benefit to a woman’s body.

Final thoughts

CBD has many other incredible health benefits, so this is just scratching the surface. If you are still skeptical about the veracity of CBD as a health supplement, learn more about it online and listen to or read stories of those who have shared their journey with using CBD. It is also good to learn how to take CBD oil properly and to consider all of the different factors that are at play when choosing a product.

Since Uriah started school this fall, I have had to get into the routine of waking up at 6 am (ish), and one thing that I have found is that I need clothes that are comfortable, easy to throw on, and warm. I don’t know about you, but I am freezing whenever I wake up in the morning, and I just want to cover up ASAP. I also want to still look put together, not like I just rolled out of bed when I drop Uriah to school.

Although it still remains hot in the day here in Southern California, during the fall and winter, the mornings and evenings can be cold, so it’s really important that I wear something that can keep me warm enough in the mornings. When it’s time to pick him up, the weather has drastically warmed up, so the same thing that I’m wearing needs to be breathable and functional enough that it’s not too hot.

I recently got introduced to Cuddl Duds, and as soon as I put these soft knit leggings on, I instantly fell in love. They are the most comfortable leggings I’ve had yet. What I like most about these is that they are lightweight, brushed for comfort, and are also made with spandex. This means that at the end of the day, these will retain their shape. Sine they are so lightweight, I can wear these throughout the day as the temperature fluctuates and still be warm or fairly cool.

I like the fact that I can feel so cozy and comfortable throughout the day because that is my top priority these days. I don’t want to have to stress about putting an outfit together then have to take it off when I get home because it’s so uncomfortable. The front waistband has a cross-over front and is elevated so that it doesn’t keep falling throughout the day. It is also a relaxed fit, so it’s not extremely tight or suffocating, yet it still holds my body. I really love that!

The black leggings are the soft wear with stretch, so they are much lighter and a bit see-through. They are wearable through all-seasons, and I can see that they would be good for layering. They also have a sleek feel to them, so they are super comfortable and almost feel like you’re not wearing anything. Both of these legging styles can be used for weekends, work, or active use, so they are very versatile.

I got a matching soft knit hoodie to go with the leggings in that same grey heather color, and I like how this has a loose feel to it because after all, I am going for ultimate comfort here. It isn’t bulky, so I like that, and the thumbholes come in handy when my hands get cold. The shirt tail hem is great because I do like the coverage whenever I wear leggings. I also like the fit because it accentuates my figure despite it being a relaxed fit.

I am really enjoying these so far, and since I do work from home, I can lounge in these all day. If you’re the type that likes ultimate comfort and functionality, Cuddl Duds is a brand I think you will love. They have a wide selection of warm wear that can be purchased at Kohl's this fall and winter. Get 30% off of Cuddl Duds from Kohl’s from 10/24 – 11/6/2019 in-store and online.

#LiveInLayers with Cuddl Duds at Kohl’s to stay warm and cozy this season!

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This post is sponsored by Cuddl Duds but the content and opinions expressed here are my own.

Living in a rental does come with its perks, in comparison to buying a property. For starters, you don't need as much money, and you can rent whenever and wherever you want. It also isn’t as much of a pain when you’re leaving, because you can just pack and go without having to worry about selling the place first. Then there’s the fact that renting comes with fewer responsibilities, because maintenance and constant care of the property are not yours to worry about. There are some things, however, that you will need to settle with your landlord before you leave, especially if you want to get your security deposit back. 

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01

Notice period

You’ll need to review your leasing agreement for this one because chances are there’s a stipulated notice period that you’ll have to give your landlord before you move out. Even if you review the lease and find out there isn’t an agreed-upon notice period, you should still give them at least a month’s heads-up before deciding to move. It’s just common courtesy, and it’ll make the landlord’s life much easier because they too will need to start looking for another tenant. So, it helps when they know well in advance.

02

Fixing property damage

This one is crucial, and you can’t hope to leave the property in peace without taking care of any damage that might have happened during your tenancy. You should return the property in the same condition in which you received it, if not better. So, for starters, it’s advised that you document the condition of the place with photos or videos when you first arrive that way you can easily fix any damage that you might’ve caused and restore things the way they were.

While wear and tear are expected, it’s the bigger things you need to take care of. The scratches on the walls and the dents on the doors are yours to handle, and you need to make sure you fix all those apparent problems because this is the first thing the landlord notices when they do the inspection. So, no broken windows or leaking pipes, and if you tried handing over a property with such problems, you’ll most likely not get your security deposit back. If, however, you did anything extra, you should keep receipts to show the landlord and get paid for them.

03

bills

This is definitely a no-brainer: You must take care of all financial obligations before you leave the property. You can guarantee that your landlord will check if you have settled your balances, and anything you have pending will be taken out of your security deposit.

Be sure to take care of your electricity, gas, water, and all utility bills that need to be paid. There is also the internet, as well as other subscription services, which you should remember to cancel before moving out. After you move, consider re-evaluating your internet subscription. You can cancel it, then take out cheap high speed internet instead.

04

Cleaning

This is one area many tenants tend to overlook when vacating their property, and some may even think that they can take care of it themselves without an issue. However, this is one of the most common move-out expenses that can cost you your entire deposit. Realistically, it doesn’t look good if you hand over the property looking like a dump, and you want to ensure that your deposit is returned back to you in its entirety.

Trying to clean the unit yourself isn’t the most efficient way to get the job done, and you’ll find that reliable, professional cleaners like https://royal-cleaning.co.uk/end-of-tenancy-cleaning-london, who have been in the business for a considerable amount of time, have the expertise required to ensure professional results.

Companies that are in the business of residential cleaning services will have the best detergents on the market as well as the latest equipment to do the job effectively. The fact of the matter is that you will definitely miss a few things here and there, which a professional must avoid. Additionally, your landlord will likely inspect your unit and charge you for any missed areas because they will avoid doing any end-of-tenancy cleaning themselves.

Hence, it is advised to contact professionals who provide residential cleaning services. For a thorough clean-up, you may consider pressure washing in Doral, FL as they provide effective cleaning solutions and have well-trained technicians to make your property sparkling like new.

 

05

Restorations

While it is your right to make a few changes in the property when you’ve moved in (after getting approval from the landlord of course), you will probably have to undo those changes before you leave. So, whether it’s tearing down a wall or repainting a room, make sure to restore the place to its original condition before moving out. Unless, of course, the agreement between you and the landlord stipulated that you can leave the changes as they are.

06

Vacating the property

You definitely can’t leave the property to the landlord with your things in it, so you need to make sure you leave nothing behind, whether you want it or not. It’s always a good idea to start with an inventory of the things you have around the place because that way you’ll decide on what you will take with you to the new property and the rest you’ll get rid of one way or another. Then, you definitely should hire a moving company to help you with the hectic process of moving out. They do everything from packing your belongings in a safe and professional way to moving them unharmed to your new home.

07

Property inspection 

The last thing you need to settle with the landlord before leaving is the property inspection, and this one can be a bit tricky. For starters, after you’ve done all the decluttering, repairing the damage, and cleaning, you should document the condition of the place to have proof of how it was after you were done. Then, you’ll get the landlord to do their inspection, and be prepared with documentation of the condition of the place right before you moved in and after you were done packing and cleaning. That way you can avoid any claims of damage to the property because you have it on record that you didn’t, and in fact, you restored it to just the way it was before you moved in.

Takeaways

Moving out of a rental doesn’t need to be difficult if you handle everything on your end so that the landlord wouldn’t give you a hard time. At the end of the day, you want your security deposit back and they want their property in the same condition it was delivered in. So, make sure you respect that and do everything you can to prove that you are a tenant who will be missed! 

CBD flower comes from the industrial hemp plant. It in the very material from which CBD oil and other corresponding products are extracted. Upon separation from the plant, this dried CBD hemp flower bud holds the biggest cannabinoid profile. As a result, you get a hemp flower that’s completely non-psychoactive; meaning you won’t get mild-altering high from its consumption. You can smoke, cook with, consume and do so much more with this herbal offering.

CBD flower is a highly versatile part of the cannabis plant packed with all the essential nutrients including aromatic molecules, therapeutic cannabidiol, terpenes, fatty acids, minerals, proteins, and many other amazing cannabinoids that offer a whole wide range of medicinal benefits.

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CBD flower buds are supposed to carry 14-20% CBD (Cannabidiol) with almost negligible THC content (carrying as little as 0.3% Delta-9 THC). The fact that it carries such little traces of THC ensures that the user doesn’t get high from its consumption. Since it has a good CBD profile, the very cannabinoid that offers it’s medicinal value is used for fighting inflammation, managing chronic pain, regulating blood pressure as well as managing diabetes and several other chronic ailments. Check out this clinical study performed to establish the relationship between cannabidiol and its potential to cure several mood disorders.

Health Benefits of CBD Hemp Flower

Just like CBD oil, CBD hemp flower bud is supposed to offer several therapeutic effects. Many clinical studies back those claims up. Hemp flower is typically used for alleviating conditions like chronic pain, sleep disorders, anxiety, post traumatic stress disorder, depression, and even diabetes. While most of these benefits have been shared as anecdotes by users around the globe, many controlled clinical studies performed on animals also confirm the following benefits of CBD hemp flower:

• Anti inflammatory properties that can manage chronic pain

• Potential for neuro-protective properties

• Anxiolytic effects that can help with stress and anxiety

These are just a handful of benefits that people have experienced by smoking CBD flower. However, it’s important to mention that smoking hemp flowers may not be the healthiest way to go about it. Anything other than oxygen is not the best thing for your lungs. While many use it for the mild euphoria and achieve feel-good effects, it’s important to remember that a trade of positive and negative effects may be happening at the same.

In terms of effects, people who prefer CBD buds over oils feel that the effects last longer and are more noticeable. That’s because CO2 extraction processes through which CBD oil is obtained, ends up stripping away many of the natural cannabinoid profiles, thus making the effects more subtle compared to the effects of hemp flower.

The real implication/usage of CBD hemp flower comes from an agricultural prospect where farmers cultivate and process it to extract CBD oil or make salves and isolates.

Is CBD Hemp Flower Legal?

CBD flower that comes from hemp is totally legal in the USA. However, the only requirement is that it must contain less than 0.3% THC by drug weight. In fact the 2018 Farm Bill has legalized production of hemp for commercial purpose. It’s completely legal to grow hemp as an agricultural crop which automatically makes CBD hemp flowers legal too. Many cannabis plants other than hemp (such as marijuana strains) may also yield flower/bud that may be rich in CBD and low in THC levels. But, it’s not necessary that those would be federally legal since they don’t originate from hemp.

Economic Potential for Farmers

Up until now, cultivation, distribution and sale of hemp and hemp products remained a huge challenge in the US market. That’s why there’s still a narrow market for farmers and consumers who like to use hemp flower directly. However, thanks to the recent 2018 Farm Bill that has legalized hemp farming for commercial purpose, things are starting to look up.

The market for hemp and hemp production is beginning to pick-up the pace, but it’s still relatively in the initial phases. Therefore, it may offer lucrative opportunities coupled with favorable conditions for farmers who want to grow and sell hemp, and hemp-derived products.

In case you are contemplating investing in hemp farming either as a farmer, distributor of hemp and hemp extracts (including CBD flower, isolates, oil, etc.) or someone who wants to offer land for hemp production; now would be a good time to make the most of it. CBD has huge number of health benefits.

Final Thoughts

Hemp is definitely emerging as a promising crop both in terms of a lucrative farming option as well as for the therapeutic potential it carries. Hemp flower is just one of the ways in which the country can put this beneficial herb to some excellent use. Although we are a long way away from exploring the cannabis plant to its true potential, we are on to a good start.

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Disclosure: The content in this article is from a trusted Hello Lovely Living contributor.

Three weeks ago, I was faced with a decision that I wasn’t expecting to make on the spot as I went in for a doctor’s check-up for my Pilonidal cyst that had flared up over several weeks.

A pilonidal cyst that I had acquired more than 10 years ago was now rearing it’s ugly head yet again. This was the third time it had flared up over that timeframe, but I had ultimately learned to live with it up to this point.

What made the difference this time around is that it had grown in size over a decade, and with it now being inflamed and so much larger in size, I knew the time was now to finally do something about it.

If anyone is not familiar with Pilonidal cysts, they aren’t technically cysts as they are so aptly called. They are complex abscesses that can be difficult to heal due to their location on the body. I will not go into detail about it within this post, but I am thinking about sharing my full story once I feel like I am completely healed and recovered from it.

I noticed that I had to take action and see a doctor once the pain and soreness began spreading elsewhere on my body. It was a huge cause for concern because I had never experienced these other symptoms in all my time having it. It was a good thing that I did go in because the doctor immediately advised me to have it opened and drained right then and there or else it would continue to swell in size.

I decided to do the procedure because there was no better time than now, and after doing so much research and reading people’s stories on forums for years, I didn’t want to prolong facing it another day.

It’s been several weeks since I got the procedure done, and so far my body is healing well, but of course, there is still a risk that it will come back and that I would need to undergo a more extensive procedure to remove it completely. Surgery is definitely something I want to avoid at all costs, so I am doing everything in my power to allow myself the rest and time to heal.

Along with caring for an open wound and encouraging drainage, there is a lot of pain that comes with the removal procedure including packing the wound every other day with packing strips to help it heal from the inside out and preventing it from closing. I’ve had to avoid putting any strain on the area, and it’s been difficult to even walk. To relieve the pain, I took pain medication for several days (thankfully I’m off of it now) and I was very careful not to put any sort of pressure on the area.

A package from CBDMEDIC came just in time for some added relief for my sore muscles. As I had mentioned earlier, as a result of my inflammation, I was experiencing muscle aches and pain elsewhere on my body. The tension was concentrated more on the right side of my lower back, butt, and my calves - I know, very strange locations to be experiencing muscle soreness, but I believe it all was tied to the fact that my body was fighting a serious battle!

Since I did receive this package after I had already done my procedure, the muscle soreness had calmed down a lot, but I applied the Back & Neck Pain Relief to the different areas I was still experiencing tenderness for added comfort, and it was soothing and provided a numbing effect.

I have touched on my use of CBD oil products in the past and have done several posts going in depth about it if you would like to learn more about its health benefits. In this case, the hemp seed oil and effective analgesic ingredients like menthol and camphor in CBDMEDIC pain relief products are a safe alternative to reducing inflammation for people who suffer from acute pain.

I do plan on using the Active Sport Pain Relief once I start back on exercising. This experience has really forced me to really take care of my health first and foremost, so exercising and eating well are also at the top of my list. The feeling of being held back from physical ailments became real to me these past few weeks, so I can’t wait to be optimally functioning again.

CBDMEDIC products can be found at your local CVS Pharmacy, and you can check out CBDMEDIC online for detailed information on ingredients and the different products available.

I hope to share my complete Pilonidal journey once I have more answers as to the progress of my healing and the future outlook of this condition. Many people suffer from this condition, and there is a lot of fear tied to it. I hope that my story ends in complete healing. I also hope you find relief and healing in your own personal pain story.

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This post is sponsored by CBDMEDIC but the content and opinions expressed here are my own.

There is so much talk in the health community about buying organic foods, but something that often goes overlooked is the importance of buying organic herbs and spices. Naturally, we would think that replacing our spice cabinet with organic options is no big deal, however, today's post will clear up exactly why it is just as important as any other item in our pantry.

Herbs and spices are a category of grocery items that we buy very rarely, so it's no wonder why they are out of sight out of mind because they are not often on our grocery list. When we do use herbs and spices in our cooking or baking, we typically use them in moderation, so they end up lasting for years - and we keep them around even beyond their shelf life. We don't think about herbs and spices often unless a recipe calls for something we don't have on hand. Another scenario that leads to us purchasing new herbs and spices is when we run out of an item completely, and in rare cases when something has clearly gone rancid.

On top of that, once you do need to replace something, you find that organic herbs and spices are a little more expensive, which can deter you from making that split second decision between the better option. Typically, you will reach for the inorganic option thinking that you are stretching your money and that it doesn't make a huge difference anyway because you don't use much of it.

Considering all of the factors that may be at play in your purchasing decision, I am going to now get into the more pressing concerns that you should consider and that are far more important in deciding whether or not to purchase organic spices, herbs, and seasonings.

What is the purpose of herbs & spices?

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Spices can be thought of as a garnish or a way to add flavor and aroma to cooking and baking. However, did you know that herbs and spices also have incredible medicinal and health benefits and have been used throughout history for that very purpose? They are also used as ingredients in powerful natural remedies for those who prefer or look to alternative methods of treating health conditions.

The problem with conventional, inorganic herbs and spices

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Conventional herbs and spices are not going to have the concentrated medicinal and health benefits that you would expect, rather they will contain high concentrations of toxic chemical additives, GMOs, synthetic anti-caking agents such as sodium aluminsilicate, sodium ferrocyanide, calcium silicate or silicon dioxide, pesticides, and more composition-disrupting additives.

Conventional herbs and spices are also grown using fumigation and irradiation practices, which changes the chemical composition of an herb or spice by exposing it to ethylene oxide and radiation to kill off bacteria and other contaminants. This process creates carcinogenic by-products that can increase your exposure to free radical damage.

More reasons to buy organic herbs and spices

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As mentioned previously, conventional, inorganic herbs and spices are loaded with chemicals by the time they hit your plate, which is more than a reason to stay away from them and switch to organic options. Since conventional farming practices rely on chemical intervention, you expose yourself to a host of issues because you simply do not know the long-term effects of ingesting these chemicals over a lifetime. Over time, you may not think that herbs and spices can make a difference to your health, but considering that you are using these ingredients in your cooking on a daily basis and from different inorganic sources, you are better off removing them completely.

Organic products may cost a bit more than conventional products, but it is worth the investment in your long-term health. Since they do last awhile, you won't have to worry about replacing them at every grocery trip. As a general rule, whole spices will stay fresh for about 4 years, ground spices for about 2 to 3 years and dried herbs for 1 to 3 years. source

What to look for when buying herbs & spices

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Not all organic herbs and spices are created equal. Here are things to look out for to ensure you are getting the highest quality products.

Always buy organic, No anti-caking agents, and No Irradiation

Buying organic will ensure that the companies you choose are certified with the USDA National Organic Program when producing their products. This means that they are committed to sustainable farming and production processes and responsible action toward their customers’ health and our planet's future. Organic herbs and spices are not irradiated, are not grown with pesticides, genetically engineered ingredients (GMOs), and do not contain synthetic caking agents and chemical additives. You can rest assured that they are held to the highest standards from seed to plate.

Have I replaced all of my herbs and spices?

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When I left Oklahoma back in October 2017, thankfully that gave me a reason to throw out all of my herbs, spices, and seasonings. I was that type of person that had a mix of inorganic and organic products. I was slowly replacing my collection, so what I would do is purchase an organic product one at a time when I would run out of something. Honestly, I think that doing so is better than nothing, so if you are wanting to make the switch, purchase them as you go and soon you will have a whole collection of organic herbs and spices that you can be proud of.

My herb, spice, and seasoning collection since moving to California is still growing, but I have been very good at purchasing only organic products. However, I still have a long way to go because I have only currently purchased items that I use more frequently.

spicely - featured organic herb, spice, and seasoning blend company

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An organic herb, spice, and seasoning blend company that I recently discovered is Spicely Organics, and I appreciate how they have such a large selection of products. It can be difficult to find all the herbs and spices that I want in the grocery store (even online) and in various sizes, so I like how Spicely Organics provides so many options to choose from, from small ecoBox sizes (0.4 oz) to bulk options. The ecoBoxes are great for ensuring that you are using your spices up before they expire.

All of their products are free from anti-caking agents and they do not sell any products or use any ingredients that have been sterilized by irradiation or ethylene oxide. They are also very mindful of their packaging by using glass, tin, and ecoBoxes and avoiding use of plastics. Their spices and seasonings also do not contain any salt or sugar, which is great because what you see is what you get without any fillers.

They are also very passionate about where they source their ingredients. In a nutshell, they require that their suppliers avoid forced and child labor, discrimination, unsafe work environments, substandard wages and other unethical practices. Read more about their highest standards of quality and environmental sustainability.

If you are a business and are looking to source organic bulk herbs and spices, they also sell wholesale organic dried herbs as well as wholesale spices. Since they are a direct importer of organic spices and herbs, you can be assured that you are getting wholesale herbs and wholesale spices straight from the source.

Overall, they are a rad natural herb and spice company in my opinion! I recently shared on Instagram how I used their cream of tartar as a natural migraine remedy. It was great knowing that the cream of tartar I was using was organic because it can be difficult to find organic cream of tartar, and heck, I wouldn’t want to be adding more chemicals to my body if my goal was to get rid of a migraine. If you’re interested in that natural migraine remedy, you can read that here. It really works, y’all!

Final Thoughts

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I hope that this article provided more than enough evidence that now is the time to switch to organic herbs, spices, and seasoning blends. Not only will you be getting quality products, but you will experience higher quality flavors, aromas, and the purest form of the ingredients that you are using in your meals. Small steps do really add up to larger rewards toward our health, lifestyle, and overall wellness.

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Disclosure: The content in this article is in collaboration with Spicely Organics. All thoughts and opinions are my own. Please see my privacy policy for a complete disclosure.

In recent years, Korean beauty and skincare products have gained notoriety and have increased in popularity in the United States and around the world. Many women are so eager to try these products because of their proven effectiveness and positive results when used regularly. In Korea, girls are taught the importance of skincare from an early age, so they carry this philosophy throughout their lives. For this reason, Korean women are known for the longevity and youthful appearance of their skin.

In addition, Korean beauty and skincare products are increasingly preferred over those created in other countries. That's because Korean products are formulated especially for young and sensitive skin. These products are also advanced in comparison to other beauty and skincare products in other markets. There’s no denying that Korea is one of the leading countries in developing some of the best beauty and skincare products in the world. So, it is with due respect that these products are being highly sought after.

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One of Korea's notable brands is Nature Republic. This brand is a South Korean brand created in 2009. It has spread its branches all over the world including within the United States. They sell a variety of beauty products, which includes skincare, makeup, and hair care. They are also known for using natural and organic ingredients in their products.

For those looking to start their K-Beauty skincare regimen toward Korean-like skin, Nature Republic is a good start. For the most favorable results, K-Beauty experts highly advocate a 10-step routine, which involves toner, cleansers, masks, serum, moisturizer, etc.

Here are several different Nature Republic products for the skin, face, and hair that you may want to look into:

Argan Essential Deep Care Hair Pack ($13 - $15)

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If you have bad hair days, then the Argan Essential Deep Care Hair Pack from Nature Republic is the solution to your problem. This hair pack has Argan oil, which is known for making the hair silkier, softer, and more controlled. The purpose of this product is to repair hair damage and to detangle frizz caused by hair dyeing, perms, hair straighteners, harsh dryers, and constant exposure to the sun.

How to use: 

1. Make sure to wash your hair with shampoo only. After that, squeeze your hair to remove as much water as possible, then dry it off with a clean towel.

2. Spread enough amount of mask onto your palm and apply it gently to your hair.

3. Leave it in for 10-15 minutes, then rinse off with water.

4. You can use a conditioner after using the mask.

Skin Smoothing Body Peeling Mist  ($17 - $20)

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Different peeling gels have been popular in Korea because of its immediate smoothing effect on the skin. The Skin Smoothing Body Peeling Mist balances the skin and gently exfoliates impurities and dirt deep within the skin's surface. It leaves the skin moisturized and refreshed.  

Nature Republic produces smooth, body peeling products that come in the form of a mist. Since it is a mist, you can easily spray it onto your body by the use of a spray nozzle. The mist has a milky texture, and its fragrance will quickly disappear after applying it in a few minutes. This peeling mist helps to get rid of your dead skin, exfoliate, and will encourage the development of a new, smoother layer of skin.

How to apply:

1. Spray a light amount of the skin-smoothing peeling mist.

2. Rub your skin gently.

3. When you noticed that there is dirt and it has turned gray, you can remove it.

Soothing & Moisture Aloe Vera 92% Soothing Gel  ($12 - $15)

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The Soothing & Moisture Aloe Vera 92% Soothing Gel is a cooling and hydrating gel with 92% pure aloe vera that is perfect for daily hydration. It has California CCOF- certified organic aloe vera, which gently moisturizes all skin types, including sensitive skin. It refreshes and soothes dehydrated, inflamed, sunburnt and dry areas; naturally protects skin with vitamins E, C, and other minerals, and firms the skin. Its fast-absorbing gel will not leave any greasy feel. 

The said soothing gel is very versatile in the moisturizing skin. You can use the gel all over the body, such as the face, legs, arms, and even hair to add a dab of moisture.

5 Colors By Flower Triple Meringue Tint ($10 - $15)

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The 5 Colors By Flower Triple Meringue Tint is a long-lasting lip tint, which has a size of around 4.5 grams each. This texture of meringue allows a soft application of the product. It has a silicone elastomer that gives a smooth finish, and with just one touch, it provides a rich and natural color payoff.

The tint comes in 5 colors: Rose Macaron 01, Carrot Cake 02, Red Brownie 03, Pink Peach 04 and Coral Tangerine 05.

Real Nature Hydrogel Masks ($4 - $5)

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These masks have Hyaluronic Acid to retain moisture of the skin, and Neem leaf extract to soothe the skin. They are also perfect for sensitive and acne-prone skin. These masks contain chamomile, which is an antifungal, antibacterial, antiseptic, and anti-inflammatory while it is considered to be hypoallergenic and can neutralize skin irritants.

Here are ten types of natural ingredients formulated in the hydrogel mask:

• Aloe leaf extract soothes skin

• Shea Butter makes the skin radiant through its hydration and nourishment to the surface

• Argan oil firms the skin texture through supplying nourishment deep into the skin

• Kakadu Plum extract creates radiant skin

• Green Grape  extract smoothes rough skin

• Grapefruit extract brightens dull skin

• Pomegranate extract creates healthy skin

• Chamomile extract soothes rough skin

• Manuka Honey extract nourishes the skin, creating glowing skin

• Green Tea seed extract produces a clearer skin

Micro Slim Fit Eyeliner ($8 - $10)

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This eyeliner is perfect for achieving an intense and long-wearing eyeliner. The eyeliner's fine tip will let you create precise lines that you initially wanted. This eyeliner is perfect because it's small, lightweight, and affordable.

Skincare is so important, and the sooner we start a regimen, the quicker we can protect our skin and be assured that we are doing all that we can to prevent premature aging. The K-Beauty products mentioned in this article are inexpensive alternatives to entering the world of Korean beauty and skincare without having to make a huge investment. At the end of the day, consider that the products that you choose are being absorbed into your skin, so you want to be using quality ingredients and products. Doing your research prior to using anything on your skin is always a must and will go a long way in your skincare journey.

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Disclosure: The content in this article is in collaboration with a trusted Hello Lovely Living contributor.

In 2015, the cannabis market was valued at $90 million. According to Grand View Research Inc, that number will jump to $22 billion within the next year - and a staggering $146.6 billion by 2025. A combination of widespread legalization, significant investment and increased research has resulted in a complete shift in the way consumers look at cannabis.

It’s safe to say that CBD is indeed much more than just another trend. But what does this mean for you? Is there some kind of untapped potential that’s worth making a business venture out of, or is it too late? Let’s take a look at the future of the CBD industry and what has made it such a compelling product.

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Vast Potential

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As you may already know, cannabidiol, or CBD for short, is one of the most well-documented compounds of hemp, which is a type of cannabis plant. It is free from tetrahydrocannabinol (THC), which is what the media and general public usually associate with cannabis due to its psychoactive properties.

A legal limit of 0.3% THC content applies to CBD products in the United States, but most of them contain none at all. As more and more consumers learn this fact, the stigma around cannabis continues to dwindle.

This, combined with an increase in the publication of scientific research around its health benefits, is putting CBD under a positive new light in the eyes of the general public. Its ability to treat an ever-growing list of conditions makes it a compelling health supplement for many people.

This goes a long way in speaking for its potential, as there’s a clear demand for cannabis products. While there are many entrepreneurs who have already capitalized on this, the cannabis industry is far from oversaturated.

Health Benefits

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To better understand why the demand for CBD products is something that will continue to increase, let’s run through some of its better-known and more well-researched health benefits. Keep in mind that we’re far from done when it comes to researching its effects on the human body, so there’s still much to be unraveled.

So far, we know that CBD oil is capable of reducing our risk of diabetes, cardiovascular disease, cancer, bone disease and much more. Its anti-inflammatory properties help protect our skin and reduce signs of aging, in addition to treating acne. This alone means there’s a significant potential for CBD in the skincare industry.

Another major concern that general consumers have today is stress and anxiety. Popular treatments usually involve the use of pharmaceutical drugs with undesirable side-effects. Numerous studies have shown that CBD oil is highly capable of treating anxiety and stress, but without all the negative side-effects.

There’s also depression, something that over 16 million Americans suffer from. Unsurprisingly, we’ve found that CBD oil positively affects our serotonin levels, thus making it capable of reducing depression and other mood disorders. This list can quite frankly go on forever, as CBD oil is also capable of treating sleep disorders and chronic pain, among others issues.

Cashing in

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This exhaustive list of health benefits means there are countless people who can benefit from CBD, which is great news for someone who wants to cash in on this industry while it’s still in its relative infancy. If you’re interested, be sure to check out this post on becoming a CBD oil distributor, which explains in further detail what you can expect.

It should be very clear at this point that now is the best time to enter the CBD industry. With enough persistence and a bit of creativity, you can easily become a key player in helping the world enjoy the benefits of cannabis products.

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Disclosure: The content in this article is from a trusted Hello Lovely Living contributor.